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FICO 10

Posted by Amy Vochatzer // January 20, 2021

Since 2014 The Fair Isaac Corporation (FICO) has calculated your FICO 9 Credit Score. It went into effect in 2014.  However, it wasn’t until banks starting using the new score in mass that Fair Isaac made the new formula available to consumers. FICO is the most widely used credit score in the country. 90% of […]


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Sell Your House Quickly in Kansas City

Posted by Amy Vochatzer // January 13, 2021

You may have a desire to sell your house quickly in Kansas City. Usually, a need to sell comes when you inherit your family’s house. You and your siblings may decide after the Death of a loved one to sell the house rather than deal with fixing it up, living in it, or renting it […]


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Hiring Pest Control Providers

Posted by Amy Vochatzer // January 6, 2021

Terra Firma Property Solutions, LLC strongly recommends hiring pest control providers, preferably before your home goes on the market. Sometimes it is better to hire a pest control professional than to try to do it yourself. When you do need to hire a professional, keep the following considerations in mind: According to The Spruce, “Before allowing the pest […]


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Time to File for Divorce

Posted by Amy Vochatzer // December 30, 2020

The first month of the new year is reportedly the most popular time to file for divorce. A rumor that January is divorce month is ominously nicknamed “Divorce Month” in legal circles. But is January’s bad rap deserved? For better or worse, the numbers suggest that “Divorce Month” is real. According to statistics published by eDivorcePapers.com, January […]


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5 Major Housing Trends in 2021

Posted by Amy Vochatzer // December 23, 2020

Bankrate shares what they expect to be the 5 major housing trends in 2021. Based on housing experts who spoke at a virtual conference of the National Association of Real Estate Editors, mortgage rates will rise from record lows, home-price gains will slow, and Americans will continue their migration to less dense regions and lower-cost housing markets. […]


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Changes

Posted by Amy Vochatzer // December 16, 2020

COVID and the surge in housing prices are bringing changes: With record low-interest rates, and many people in forbearance, this might be the time to make some changes You might consider selling your house and putting some money in your pocket. Or if you’ve decided you like where you live, but there are some things […]


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Will We Ever Be the Same Again?

Posted by Amy Vochatzer // December 9, 2020

Will We Ever Be the Same Again? According to Stout Risius LLC, which has tracked rent and eviction issues for months, up to 234,00 households in Missouri and more than 100,000 households in Kansas were at risk for eviction earlier this month. The moratorium on evictions ends on December 31. A two-time cancer survivor talked about what […]


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25% of the Loan Applicants Make Mistakes

Posted by Mike Landfair // December 2, 2020

Realty Biz News reports that today studies show 75% of home purchase applications are approved. That means around 25% of the loan applicants make mistakes Being aware of possible missteps can speed up the process and avoid disapproval. 25% of the Loan Applicants Make Mistakes Limited or No Down Payment The most common mistake is […]


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Marijuana Growing Has Come to Missouri

Posted by Amy Vochatzer // November 18, 2020

Marijuana growing has come to Missouri in the form of C4, short for Carroll County Cannabis Co.  Accordng to News PressNOW, Rural communities across the Midwest have suffered through decades of population decline and job losses as people increasingly flocked to cities. Like other small towns, Carrollton, MO, has lost major employers and retailers over […]


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Easy to Overlook Plumbing Problems

Posted by Amy Vochatzer // November 11, 2020

I read that homes are flying off the shelves in Kansas City and elsewhere. Homebuyers are paying over the asking prices, and houses for sale can be gone in less than a  week. That means to me that in all the excitement of bidding on a house, as RealtyBiz writes, “It is easy to overlook […]


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