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How a Short Sale Works

Posted by Amy Vochatzer // January 15, 2020

How a Short Sale Works In the Kansas City area, there are some homes in foreclosure, and with markets in turmoil, who knows the future. A short sale is an alternative to foreclosure and a way to move on from a bad investment. Many have heard of a short sale, but few understand the concept. […]


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Affordable Housing

Posted by Amy Vochatzer // January 8, 2020

Many cities, big and small, have a problem. Their residents can’t find housing that is affordable. One typical benchmark for “affordable housing” is when it costs a household no more than 30% of its income. Some advocates talk about families that are housing and transportation burdened when those costs exceed 45% of their income.) As we said […]


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Divorce Month

Posted by Amy Vochatzer // January 1, 2020

A rumor that January is a time for divorces is ominously nicknamed “Divorce Month” in legal circles. But is January’s bad rap really deserved? The week of January 12-16 has the highest rate of divorce filings annually. Each New Year brings a one-third increase in divorce filings. The Monday children return to school after winter break has the highest rate of divorce filings in one […]


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What Do Home Buyers Want?

Posted by Amy Vochatzer // December 25, 2019

Merry Christmas! Here we are at Christmas Time, o e of the best times to sell a house. As a seller or real estate investor, it makes sense to know what homebuyers want in their new house beside peace love and understanding. Bankrate says, “The millennial generation has emerged as a dominant force in the housing […]


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What is the Difference Between Interest Rate and APR?

Posted by Amy Vochatzer // December 18, 2019

What is the difference between Interest rate and APR?” the couple asked. “I know our realtor explained it, and so did our lender at closing, but we really don’t understand it?” Simply, there is the advertised rate (the interest rate) to borrow money to buy a house and the real rate (the APR). There are […]


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Do I Need Title Insurance?

Posted by Amy Vochatzer // December 11, 2019

When it comes to closing on a house in Kansas City, amidst all the paperwork, you might ask, “Do I need Title Insurance?” A frightening article appeared in The Kansas City Star. A woman in Virginia discovered by accident through her junk mail that her house no longer belonged to her. Her home had been […]


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How Does Foreclosure Impact Your Credit Score?

Posted by Amy Vochatzer // December 4, 2019

FICO 9 Credit Score

You have run out of time when you fall behind on your credit obligations. Everything else is late except your mortgage payments. When you miss that payment, you are in default and foreclosure threatens. How does foreclosure impact your credit score? The impact of foreclosure on your credit can mar your credit report for seven years from the […]


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The Silver Tsunami

Posted by Amy Vochatzer // November 27, 2019

According to FOX28 Spokane, “housing inventory has been in short supply for the past decade in large part because builders have struggled to overcome the scarcity and rising costs of labor and materials. But a flood of homes, some call “The Silver Tsunami” will come on the market in the next 20 years as Baby Boomers age […]


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A Housing Shortage in Kansas City

Posted by Mike Landfair // November 20, 2019

It seems, in every city, there is a housing shortage even in Kansas City. According to Robert Smith of Valient News this is a typical story. “Just one month into Amanda and Andy Koukol’s quest to buy their first home, Kansas City’s housing market has left them frustrated and exhausted.” “They’ve left work in a […]


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6 Tips for Choosing a Sofa

Posted by Amy Vochatzer // November 13, 2019

Not so long ago, my wife and I sat down to watch the concluding episode of “Olive Kitteridge” on HBO. The series set me thinking about the meaning of words and their pronunciation. Toward the end of the shoe, Olive goes to dinner with Jack Kennison played by Bill Murray. Jack is driving a Porsche […]


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