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You Should Consider Kansas City MO

Posted by Amy Vochatzer // May 10, 2017

You Should Consider Kansas City MO

CVS’ Jim Della Valle, senior director for supply chain transformation and outbound transportation, chose Kansas City, MO for its new distribution center. It considered affordable high quality labor, proximity to key road systems, low business costs, and options to expand later. If CVS chose to move here, maybe you should consider Kansas City MO. New […]


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How to Stop a Foreclosure

Posted by Amy Vochatzer // May 3, 2017

How to Stop a Foreclosure

That event that you were fearing is close to happening. The phone rings day and night. Not only do bill collectors call, but the bank started calling. First, they sent a notice stating that you were late with your payment. Then they started calling warning about foreclosure if you didn’t bring things current. You can’t […]


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Buying a House Subject To

Posted by Amy Vochatzer // April 26, 2017

Buying a House Subject To

You may have heard about buying a house subject to, especially in a rising interest rate environment. Using subject to is also a way that a real estate investor can save the credit of a homeowner spiraling into financial difficulties. What is buying a house Subject To? Buying “subject to” means buying a home subject to the existing mortgage. […]


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Mortgage Short Sale

Posted by Amy Vochatzer // April 19, 2017

Mortgage Short Sale

What is a mortgage short sale in Kansas City? Isn’t that what happens when you come up short on a mortgage payment? Perhaps it is selling your house with only a short time left on your mortgage. Actually, a Mortgage short sale occurs at the sale of property by a financially distressed borrower for less than the […]


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Build a Down Payment in 1 Year-3 Years-5 Years

Posted by Amy Vochatzer // April 12, 2017

How Do You Build a Down Payment in 1 Year-3 Years-5 Years

I had a conversation with a friend recently. He tells me that he graduated from college, got his first job, and married.  “My wife and I figured out how to save for our first house.  Our first house was about 2,000 square feet, two story 2BR, 1BA house, and the house cost $14,250. We put […]


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Downsizing in Kansas City

Posted by Amy Vochatzer // April 5, 2017

Downsizing in Kansas City

Of all the reasons to sell the Four Ds dominate. The four Ds are Death in a family, too much Debt, Downsizing in Kansas City after the kids leave home, and Divorce. We hadn’t thought too much about downsizing until a friend’s mother decided to sell the big house after her husband died. Imagine the […]


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FICO is a Big Fake

Posted by Amy Vochatzer // March 29, 2017

FICO is a Big Fake

Two weeks ago,  we defined the FICO 9 Credit Score and explained how calculations result in the FICO credit scores.  If you recall, FICO credit scores run from 300, considered the highest risk of default, to 850, the lowest risk. Now, Bernice Ross at INMAN tells us that FICO is a Big Fake. Did you […]


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Buy House in Kansas City

Posted by Amy Vochatzer // March 22, 2017

Buy House in Kansas City

Get Title Insurance when you buy house in Kansas City. Owning a home continues to be one of the most important parts of the American dream. But, having the deed or title to a piece of land does not necessarily mean the property is yours free and clear. Other people may have certain prior rights […]


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FICO 9 Credit Score

Posted by Amy Vochatzer // March 15, 2017

FICO 9 Credit Score

The Fair Isaac Corporation (FICO) has changed the way in which they calculate your credit score.  The new credit scoring system, called FICO 9 Credit Score, is a tongue twister. It went into effect in 2014.  However, it wasn’t until banks starting using the new score in mass that Fair Isaac made the new formula […]


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How to Sell a House Privately

Posted by Amy Vochatzer // March 8, 2017

How to Sell a House Privately

Some people ask how to sell a house privately, without the help of a real estate agent, according to the Citizens Advice Bureau. Some might say you’re a fool to represent yourself in court. I sigh when I hear that a homeowner is going to sell their home by themselves. Consider whether you can present […]


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